Boat Loan Alternatives. Grand Banks 64. If you're in need of commercial maritime lending services or dreaming of water skiing, sailing, or fishing, we’ll help make it a reality. Because liveaboard boats are usually between 30-45 feet, it will most likely cost you well over $500 per month for a marina slip. This includes 361 new watercraft and 336 used boats, available from both individual owners selling their own boats and professional dealers who can often offer vessel warranties and boat financing information. When looking to finance a boat purchase, it's important to understand the ins and outs of boat loans and using a boat loan calculator—and how to get a loan through financial institutions likes Wells Fargo, USAA, and Chase. An enclosed shower and head make it a pleasant boat to live on. These boat. 59% to 3. These live aboard yachts are made by a number of top brands, including Hatteras, Viking, Sea Ray, Tiara,. We finance most kinds of marine craft, so we can provide the financing which helps you get on the water faster and easier. The Galapagos Sky is an amazing boat offering luxury liveaboard diving cruises. com where we make it easy to compare liveaboard destinations, amenities, dive types and prices to find the best dive safari for your diving holidays. Find boats for sale near you by owner, including boat prices, photos, and more. To qualify for the bank’s best rate, you’ll need to finance a new boat with. 49%* with AutoPay & Excellent Credit Minimum credit score: None, but good credit recommended Loan terms (range): 24 to 144 months* Get a Quote Why We Chose It For. I feel like this is going to be challenging from many points of view (financing, insurance, find a slip) and I'm starting. Going into bankruptcy and not being able to pay off my student loans because of all of the above problems; Getting raped, stabbed or abducted as I walk the dog. 2. To make this deduction, you’ll first receive a Form 1098 from your loan company or mortgage company by January 31 each year. available from both individual owners selling their own boats and experienced dealers who can often offer boat financing and extended boat warranties. My financial target is to save 50 k to either pay cash or put a reasonable Liveaboard primer, financing a boat, boat year and make advice etc. 75m; 1990; AU $62,000;1996 Silverton 442 Cockpit Motor Yacht. Sailboat rentals aren't impossible to find. LightStream issues boat loans from $5,000 up to $100,000 for qualified borrowers. Please take a moment to review our loan rates, terms and credit. D = Desired monthly payment-N = -12*Loan term. U. Better yet, get advice from financial people about how best to present yourself to get a boat loan - they aren't easy on used boats the best deals aren't on the market. New and Used boats for sale. The length of most Belize liveaboard dive trips are 8 days / 7. Liveaboard vessels are becoming a real trend worldwide with many customers taking advantage of the affordability, the lifestyle and the freedom they offer. Sell My Boat My Searches My WatchList SignIn. Deposit. Longer loan terms: Up to 20 years. The lender features low rates, flexible loan amounts, and widespread availability, making it a great choice for borrowers with good credit looking to purchase a boat. We finance most kinds of marine craft, so we can provide the financing which helps you get on the water faster and easier. How much you can borrow for boat financing generally depends on the price of your boat and is typically between 90% and 100% of the boat’s cost. Built: 2019. toilet facilities. Calculator. Find 516 boats for sale in Sacramento, including boat prices, photos, and more. When you apply for a secured boat loan, the boats value will be a factor in how much you can borrow. Home All Articles Recommended Tackle Top Questions Newbie Info Share Dignifying Sailboat Registration Find Yacht Floating Keychain Sailing Shirt Store About UsLook for a marina with "live-aboard rights". Largest originator of boat and yacht loans in the US. Sign agreement online. Boats in Massachusetts. We found that some manufacturers of boats were a lot more to insure because of the difficulty to repair them. There are currently 1,972 boats for sale in Massachusetts listed on Boat Trader. Houseboats: Commonly seen on lakes and rivers, Houseboats can compare these boats to RVs. 3. Boat/Vessel Information Hull ID (or HIN) Value of the boat/vessel Year Make Model Footage Volume <5 Tons (Classified as a Boat) Volume >5 Tons (Classified as a Vessel) If a trailer and/or outboard engine will be included in the sale of the loan, you will also need to provide the information below during your application: Trailers and EnginesCarlyle Lake. 29% to 9. Boatloan. If you have shore electricity, you can use all-electric or a combination of mains power and onboard heating. 2. Get your boat loan and boat financing from USAA Bank. Boats, Yachts and Parts Ladysmith More info. To apply, call us at 800-233-2328 and ask about getting LPP added to your loan. US $291/mo. Visit greenlinehybridusa. The designer of the Flicka, Bruce Bingham, lived aboard with his then companion, naval architect Katy Burke for many years. Watch out for: Credit score requirements. Interest rate may change for the August timeframe to close. We offer loans for powerboats, sailboats, multi-hull boats, pontoons, and even personal watercrafts. 1996 Bayliner 3988 Command Bridge. 15% on boat loans over $100,000. S. Plus, our boat loan calculator can help you plan your purchase by estimating monthly payments. Thanks in advance. Cruising yacht: Live-aboard yacht suitable for long-distance travel, but doesn’t require a crew. (The deposit required is 20-30% depending on which finance house it is. available from both private sellers and professional boat dealers who can often offer boat financing and extended boat warranties. We discuss the challenges and rewards of solo sailing, including sailing at night and. On average, boaters who live aboard pay between $1,500-$3,500 per month. S. But be aware that boat loans typically carry higher interest rates than home or auto loans. Watch out for: Credit score requirements. . Loans over $2 million are available. Low monthly payments. The marina’s quality in terms of its security amenities and services (and the people and boats) plays a role in pricing. They made it their full time home and cruised extensively. Sailboaters who live aboard pay around $1,000-$2,500 per month. Many of the world’s best diving destinations are remote islands or atolls scattered across the ocean, far from the reaches of diving day trips, making them ideally-suited to liveaboard diving. Liveaboard. The most popular kinds of boats for sale in Louisiana today are Bass, Pontoon, Bay, Center Console and other boats, while the most common boat brands. In preparation, you’ll need to de-clutter kitchen gadgets, tools, mementos and clothing. 000$ USD, and I would like to finance the boat. A new liveaboard boat costs around $300,000 to the millions. This includes 56 new watercraft and 164 used boats, available from both private sellers and well-qualified boat dealerships who can often offer various boat warranty packages along with boat loans and financing options. Home; Boats For Sale. Stoves on a liveaboard boat should usually be 5kW and they always have to be turned down. Find your boat at Boat Trader!But being a liveaboard on a large boat is more complicated in a marina than at anchor. Discover convenient, flexible and competitive options to finance the purchase of a boat or RV. ) 3. 13 6. New and used yacht loans. 4. Liveaboard primer, financing a boat, boat year and make advice etc. There are four types of boat loans: variable rate, fixed rate, unsecured, and secured loans. With a Seacoast Boat & Yacht Loan, you can access financing fast and enjoy the benefits of competitive boat loan rates in Florida. S. If you're looking for a used live aboard boat or yacht for sale, let the team at United help you find the right vessel. Our full-service marina in Tavernier is aptly named. The most popular kinds of boats for sale in Corpus Christi today are Bay, Center Console. New Yorkers, for instance, pay sales tax on only the first $230,000 of a purchase price—or 8. Call us FREE on 0800 694 5566. We work with self-employed borrowers who have a tough time proving income. At the higher end of the spectrum, a two-story houseboat that's 50 feet long and 16 feet wide goes for around. . There are currently 337 boats for sale in Corpus Christi listed on Boat Trader. Search for boats and yachts for sale from the U. Bank. Complicated boat systems need specialized maintenance, the space is much smaller than your typical apartment, and you have to get very creative with storage. A boat loan from a specialty lender, private lender, or big bank allows you to make this large purchase, often by transferring the money directly to the dealer, although some lenders do offer direct. Highly Trained Loan Consultants; Fast Pre-approval Process (Within 45 min or less) Variety of Programs for 2002 model year or newer; Programs for 600+ credit scores; Pre-Approval is as Easy as 1-2-3. In a lot probably most instances you need a house or something to get a boat loan. 29% to 9. Financing. You’ll take the mortgage. Here is a beautiful 1984 Ocean Yacht 46 Sunbridge. Current boat loan rates at Southeast Financial start at 4. Starting interest rate: 7. Boat insurance helps you protect your boat or personal watercraft (PWC) investment. This includes 487 new vessels and 219 used boats, available from both individual owners selling their own boats and professional dealers who can often offer boat financing and extended boat warranties. Liveaboard sailboats loans allow you toward live from your dreamer of living aboard. A full-time cruising boat, typically a sailboat or a trawler, because they’re more fuel-efficient, is equipped for distance and power. The IRRRL is used to lower rates, saving veterans money on their loan. Save Property. Financing; United Headquarters 110 SW Atlanta Avenue, Stuart, Florida 34994 v: 772. Plus, you’ll enjoy knowing that Peoples Bank marine loans are not sold. Generally, boat loans. Get customized coverage for damage to your yacht and liability needs unique to large boats. 29% to 9. Peoples Bank offers a variety of boat loans and commercial maritime financing options. "Liveaboard" has become a swear word for the boating community, because of homeless crackheads living in a floating wreck with no sails, engines or working toilets, and living aboard until they finally sink. Boat Loan Interest Rates. 1987 37’ Silverton Convertible - “Keleka” for Sale Beautiful family cruising or liveaboard. The model is available in several arrangements, including two- or three-cabin layouts with a single head, and. Bank of the West states on its site that it lends only to people. This includes 313 new vessels and 331 used boats, available from both individual owners selling their own boats and professional boat dealers who can often offer various boat warranty packages along with boat loans and financing options. Ocean Yacht 46 Sunbridge *Turn Key live aboard aft cabin*. How much does fuel cost for a liveaboard boat? Benefits of RecFi’s Boat Loan Program: Financing for boats up to 30 years old. 89%, a $15,000 boat loan would start at 8. As a liveaboard, you'll spend more time on the boat and are likely to cruise more than a weekender, so liveaboard insurance costs may differ from a houseboat insurance policy. Use our Boat Loan Calculator to determine a monthly payment that’s right for you, then fill out an Online Loan. Typically, narrow boat finance is available for up to 80% of the cost of a new narrowboat and 75% of the cost of a used narrow boat. They were among the first, perhaps the first, major government agency to make all publications availableSo whether you need £5,000 for a jet ski, a sailing dinghy for £15,000 or £100,000 for a motor cruiser, you can either make an application online and one of our advisors will contact you within 60 minutes to discuss your marine finance requirements or alternatively telephone us on 0800 066 2882 to ask any questions you may have. Call us FREE on 0800 694 5566. The boat truly is impressive for its small size and will be comfortable for living in. Photo credit: Sailboatdata. Nestled in the middle of hearty mangroves, Mangrove Marina is sheltered by the hurricane hole effect, shielding your liveaboards in the Florida Keys from storms, high winds, and surges. *For more information on the APR rates, please visit our Boat Loans page. A guide to live-aboard boating and expanding options while Contracting Space. Islander 36. Repayment terms between One and seven years. Given the inevitable compromises, my short list of ideal liveaboard trawlers would now include: Northern Marine 64. Go to yards, ask about boats that haven't been in the water for years, contact the owners directly. There are many marinas throughout the state that offer different amenities and services. In severe storms, you can protect your boats using our dry storage. Minimum loan amounts can start anywhere from $500 to $50,000 or more, depending on the lender. 94% for live-aboard boats. Bank of the West. For loans over a certain amount a deposit is often required, to the value of a certain percentage of the boat's value. A guide to live-aboard boating and expanding options while Contracting Space. Many marine lenders will not finance liveaboards as the collateral could be moved to points unknown. However, if he were to have a boat loan payment, it would be much closer to the cost of rent. Finance can be arranged with specific conditions for live-aboard boaters, leisure boaters, self builders and new craft purchasers. We could not get financing for a boat older than. Watch out for: Credit score requirements. 24% Apply Now *Estimated APR, or Annual Percentage Rate, is the annual cost of the loan, which includes other charges and fees. Fixed contracts with no pre-payment penaltiesSpecifications: LOA: 33’ Beam: 11’ 5” Draft: 2’7” Fuel: 132 gallons Water: 79 gallons. What You Will Need to Apply for a Boat Loan Take advantage of Navy Federal’s low rates and world-class Member service by applying to finance your new boat today! All you will. There are currently 2,198 boats for sale in Maryland listed on Boat Trader. Should I obtain pre-approval for a loan prior to utilizing a liveaboard boat loan calculator? 2. 5 X 40. Princess Yachts provide exceptional motor yachts designed to deliver unforgettable experiences for all on board. Rates starting at a low 5% and terms as long as 20 years set boat loans apart from your typical personal loan. Written by: Heather Francis on August 4, 2021. Selene 47. Skip to content Cabo Local Phone No. The most popular types of. I live aboard a 1942, 83' wood boat with a wood stove, pellet stove and diesel stove and had no trouble with insurance, but you don't go to Geico. Music Feb 5, 2016 A playlist of the best songs for sailing, according to sailors. If you are living on the boat in Florida for more than 90 days and the boat is in Florida for more than 90 days you will need to "register" the boat with Florida and pay the appropriate sales tax or a "use" tax. One of the custom trawlers that occasionally come on. Yachts and boats over $150,000. I'm looking at a used 40 footer priced around 50. (Not all lenders offer a live-aboard program. 16. 25% rate on a $200,000 boat loan, with a term of 20 years, you will have paid a total of. Boatloan. For sale by owner, boat dealers and manufacturers - find your boat at Boat Trader!. But, it's important to weigh the pros and cons to see if a loan is the right option for you. Yacht loans for credit-challenged and other situations provided by Private Yacht Finance. The most popular boat types for sale. A. For example, a powerboat or cruising sailboat, houseboats, or barges, even narrow boats. . Constructed with a forward-thinking mentality and crafted with meticulous attention to detail, Princess offers an extensive range of yachts ranging from 35-95 feet. . Our first priority is to make sure that you receive answers to. If you find yourself utilized having the capacity to order whatever you want on the web received it the next. Typically, boat loan terms range from 10 to 20 years. The majority of people who live aboard do so on boats between 26 and 45-feet in length. Designed for individuals to purchase expensive, high-quality crafts. Southeast Financial offers some of the best boat loan rates and extended terms in the industry, no matter your credit score or the cost of the boat. It's been a practice of many banks in the US not to give loans for. View Greenline 33 boats for sale on Boat Trader. Because a liveaboard boat represents a dwelling and a pleasure craft, you’ll need a boat insurance policy that can do double duty. Whether you're looking for a new boat insurance policy or just to save money, we can help you get started with a free boat insurance quote. Often No deposit required. 29% to 9. , and narrow down your choices. Trips are anywhere from 3 days to full 14-day excursions onboard a ship where you will eat, sleep, and dive, day after day. 2. The most popular boat classes for sale in Virginia Beach today are Center Console, Runabout, Saltwater Fishing, Cruisers and Motor. less than 50 hours 305 with 800 hours Needs tlc was running when left Will trade what you have extremely well build. It has a smart decked area which leads to the private garden. In this episode I interview a solo sailor Tomas Fehrling, who has been sailing solo for years in the Mediterranean and is currently crossing the Pacific. Our team looks forward to serving. 15 Share this: 2. Now that we've covered the basic expenses to expect when living aboard, we'll put together a sample liveaboard budget. Sure! Liveaboard boat loan calculator can certainly be used for refinancing purposes. Best Liveaboard Boats Under 100K. Listen to Solo Sailing Adventures: From the Mediterranean to the Pacific from Liveaboard Sailing Podcast. 94% for live-aboard boats. [ad_1] How to Register a Boat in Kansas Boating is a popular recreational activity in Kansas, with its numerous lakes and waterways. There are currently 79 boats for sale in Daytona Beach listed on Boat Trader. While the price for a marina slip depends on location, season, and length of the boat, liveaboard slips cost significantly more due to the greater demand for facilities, and the limited amount of liveaboard slips available. please visit our Boat Loans page. They share some common attributes but vary in comfort, size, seaworthiness and cost. For example, we bought our second boat for $9,000 Canadian dollars, and lived in Vancouver where renting a one. No income verification required on loans under $100k and up to $124,999 (Boat must be 2019 or newer) Start Online Application. Marine lenders may fund the purchase of an older, high quality boat but not an older mid-range or lower quality boat. odeapt. Payments on boat loans; You might also want to factor in some money for an emergency fund, as well as a few hundred dollars per year set aside to cover unexpected costs, such as replacing a stolen. ) Bank of the. 15 Share this: 2. . Find new and used boats for sale in South Carolina by owner, including boat prices, photos, and more. If you are in the market for a trawler, look no further than this 1986 Marine Trader Sundeck, priced right at $79,200 (offers encouraged). Loan applications are processed within 24 hours and funding generally takes three to five business days. Bad credit boat loans are one of our specialties at Southeast Financial. 13 6. The Live-Aboard Life: Best Liveaboard Yachts. Renting a liveaboard sailboat is difficult, but you can rent a sailboat and stay aboard. Fast, no-hassle loan processing. If you are using finance to buy your boat, the finance company might want a survey to ascertain the boat is good security for the loan. If you’re looking to take out a used boat loan, PenFed could be a solid option. Locate boat dealers and find your boat at Boat Trader!Enjoy flexible payment options. 2015 Custom Canadian S&E 188' Superyacht - Asking $4,999,000. Seller has circumnavigated the world on this yacht with his wife from 1997-2002. The length of a liveaboard can be anywhere from three days to two weeks, with an average duration of seven days. However, the main way that you save money on a boat loan is with a lower interest rate. We present various examples of interesting photos to support your adventure in the sea. Whether you're a new or experienced boater, our Boat Loan Calculator is just one of the many resources we have to help you discover just how affordable boating can be—and to help you find and buy a boat that fits your budget, your lifestyle and your dreams. Each boat has it's own unique feel, ranging from 24m to 37m, able to host 20-48 guests. Call today!!Small artwork and tools not included. Another idea is to join boating clubs who have their members' boats classified ads. This includes 120 new vessels and 48 used boats, available from both private sellers and well-qualified boat dealers who can often offer boat financing and extended boat warranties. Looking for recommendations on liveaboard financing. Credit Report. But, it's important to weigh the pros and cons to see if a loan is the right option for you. This would be determined by the cost per kW of. Powerboats are more common than sailing vessels in Virginia with 1,877 powerboats listed for sale, versus 51. See moreThe best boat loans offer loan amounts up to $4 million, extend terms up to 20 years and allow financing on boats up to 20 years old. Watch out for: Credit score requirements. For sale by owner, boat dealers and manufacturers - find your boat at Boat Trader!. >. Photo credit: Sailboatdata. Manija F. Moorings. And when you mention live aboard there a whole different set of rules and risk associated with that. My monthly living expenses are as follows: $725 - 40’ slip, all utilities, not liveaboard (I sneakaboard) ~$128 - boat insurance, but I only pay this 7 months for a full year of coverage. Boat as a Business. Most lenders allow a maximum deductible of 2% of the insured value. 2. Loan amounts available: $10,000 and up for new and used boats, $25,000 and up for live-aboard boats. Provides minimum monthly [credit card] payments in case of involuntary job loss, disability or loss of life. Jeanneau Sun Odyssey 349. This boat loan calculator will help you determine the monthly payments on your boat loan. Pick a boat. You’ll need IRS Form 1098 to deduct the interest and also any points paid to secure. You can find used boat loans with banks, credit unions, online lenders and through your boat dealer. Liveaboard sailboats loans permits you to live out your dream out living aboard. Bank provides loans of up to $150,000 for new or used boats, as well as refinancing. Typically, narrow boat finance is available for up to 80% of the cost of a new narrowboat and 75% of the cost of a used narrow boat. It’s about $900 per month for expenses including moorage, liveaboard fees and a boat mortgage. Warren, RI 02885 | Private Seller. . You will need to claim you live at home and then after you get the boat you can move out of the house and on to the boat. Instead of having to put 20 percent ($20,000) down on a $100,000 boat, all you have to pay is your first and last month payment, which is your refundable security deposit. This includes 5 new watercraft and 49 used boats, available from both individual owners selling their own boats and experienced boat dealers who can often offer various boat warranty packages along with boat loans and financing options. What you get for this can vary. $62,500. The most popular types of boats for sale in New. Second, the marina must have utility hookups and docks (or slips) large enough for houseboats. Financial concerns frequently impact the choice to relocate abroad, whether as a result of an inheritance or a loan or as a result of job loss and the inability to pay high rental. Boat loans up to 10 million. Make a checklist of the things you want to have on your boat. Paseo de la Marina, Centro, Marina, 23479 Cabo San Lucas, B. 20% on boat loans over $500,000. Assuming that you have a high credit score, and get a 6. The minute you say liveaboard your banker is done talking to you. Find boats for sale near you by owner, including boat prices, photos, and more. See your estimated insurance quote while buying your boat on Boatzon. Get a personal loan from your bank If you have good credit, a personal loan may make a lot of sense. When looking to finance a boat purchase, it's important to understand the ins and outs of boat loans and using a boat loan calculator—and how to get a loan. Fact checked. We work with the top boat loan and RV lenders nationwide to find you the loan that. Finance can be arranged with specific conditions for live-aboard boaters, leisure boaters, self builders and new craft purchasers. The company doesnt require a minimum boat loan amount and typically will finance boats up to $4 million. Learn about boat loan credit requirements and get started. But be aware that boat loans typically carry higher interest rates than home or. Re: Financing a liveaboard? Many people say, don't say live aboard. It was a model 459 45-foot sailing yacht with a raised deck. Listing ID: 607346. 99% APR Get Details Best for Same-Day Funding LightStream 4. Loans over $2 million are available. Call Intercoastal Financial group and ask for Calder McNab. United Yacht broker: Daniel Voorhees, (206) 407-6411. Live-aboard boats High max loan Starting at 5. It offers loans for new and used boats for recreational purposes only it does not offer live-aboard boat loans. Boat Loan Rates. This includes 257 new watercraft and 80 used boats, available from both private sellers and experienced dealers who can often offer boat financing and extended boat warranties. We are receiving mixed messages about insurance shopping, with some people saying that we must disclose that it will be a liveaboard, and others saying not to tell and call it a recreational boat. Used liveaboard boats sell for around $30,000-$600,000. Harbor, a. ) Bank of the. Our Cabo Yacht Life Live Aboard yacht charters guide outlines the process of a luxury yacht and details the costs for multi-days and nights. For example, if your home is worth $300,000 and you owe $200,000 on your. Leopard 44. LOCATION: Sydney Blakehurst NSW, New South Wales 49' 3" / 15. (Not all lenders offer a live-aboard program. Aug 12, 2015 What is. With its family-friendly dual-console layout and smart, convertible seating, the 280 provides plenty of space for everyone to stretch out and relax. This can then be used to pay for the boat, or anything else you might need. Enjoy the lake with your new or used boat, trailer, and motor. And for those looking to run a canal boat business, a new boat could get some cash flowing in. Get the boat ready for life aboard, not just a weekend in the islands. You’ll need IRS Form 1098 to deduct the interest and also any points paid to secure a loan. The liveaboard Sea Explorer is 66 feet (20m) long and 20 feet (6m) wide. Keep in mind, monthly payment includes more than just loan payment, they also include storage costs and don’t rule out fuel and maintenance costs as well. I just ASSUMED that our retirement income , and therefore marginal tax rate, would be lowerThe average liveaboard couple spends a total of $272 per month on miscellaneous expenses, but this figure varies wildly from just $11 to $815. 2. 74% right now for boat loans. But what exactly is a liveaboard? A liveaboard is a boat that offers guests the opportunity to stay and live without getting the hassle of the expensive per night rate of a cruise or a day trip of a boat. 5 foot beam and 18 feet bridge clearance. You can always find a huge selection of live aboard yachts for sale in Florida. Please use the ï¬ gures as a guide and our team will endeavor to provide the best. We search our panel of lenders to help find a loan for you at suitable interest rates. If you own a boat and wish to use it in the state, it is important to register it with the Kansas Department of Wildlife, Parks, and. Year-round sunshine, warm temps and blue skies make Florida a prime liveaboard boat choice. Powerboats are more common than sailboats in Georgia with 2,921 powerboats listed for sale, versus 50. There are now 54 boats for sale in Key West listed on Boat Trader. The ship is a gorgeous liveaboard Yacht, built to. Boats in California. At some marinas you'll pay an extra fee for the pleasure of living there. 09/mo. 16. We offer award-winning service and great loan rates. LIVEABOARD BOATS FOR SALE. This 188-foot Custom Canadian S&E super yacht is the ultimate liveaboard yacht with 34 staterooms and room for 22 crew+. Our watercraft rental services are great for families, friends, company and corporate retreats, team building activities, film and. We could not get financing for a boat older than. A yacht policy usually carries a percentage of the insured value deductible, for instance a 1%, deductible means a boat insured for $100,000 would have a $1,000 deductible. These “live aboards” can be found all over the world, living in. Toggle navigation. 49%* with AutoPay & Excellent Credit Minimum credit score: None, but good credit recommended Loan terms (range): 24 to 144 months* Get a Quote Why We Chose It For. Bank of the West is super flexible on loan amounts, starting at just $10,000 for new and used boats and $25,000 for live-aboard boats. Convenient & secured application & pre-approval process. When you move from a 2,000-square foot house to a 40-foot boat, all the closets are smaller, the cupboards are fewer and there’s no two-car garage. Solar panels, wind generator, kayaks and the telltale brown smudge of an ICW moustache. The loan amount you want will determine how long you will repay the loan. Boston Whaler 280 Vantage. 3131 | UNITED YACHT BROKER FORUM. Comfortable living accommodation onboard provides scuba divers with the perfect base to explore this amazing natural area. , and narrow down your choices. There are only 6 liveaboard dive boats currently sailing the Galapagos Islands, we’ve got all the information in one place for you. Rate is good for 45 days. Discover convenient, flexible and competitive options to finance the purchase of.